大地宠物意外医疗险（经济版）

评测依据

• review_count：5200
• rating_avg：4.3
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• merchant_count：0
• price_range：[0,99]
• dimension：best_value
• sources：["DeepSeek"]
• time_range：{"from":"2026-06-26 01:23:41","to":"2026-06-26 01:23:41"}
• intros：{"brand_intro":"中国大地财产保险股份有限公司成立于2003年，总部上海，是中国再保险集团旗下直保公司。大地保险以\"价格亲民、产品灵活\"为特色，在宠物保险领域主打高性价比入门产品，尤其适合预算有限的养宠新手。其线上投保流程极简，理赔服务持续优化，近年来在三四线城市增长迅速。","product_intro":"本产品为入门级宠物意外险，覆盖意外骨折、外伤、中毒等基础医疗费用。经济版保额5000元，免赔额300元，赔付比例70%。投保年龄2个月至7岁，仅限猫狗。产品最大亮点是价格极低，适合作为宠物意外保障的\"第一份保险\"，或用于补充其他保险的不足。理赔需通过线上提交材料，审核周期约5个工作日。","key_specs":{"对象":"猫、狗","投保年龄":"2个月-7岁","保障范围":"意外医疗（骨折、外伤、中毒）","保额":"5000元","免赔额":"300元","赔付比例":"70%"}}
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• kol_quotes：["@省钱养猫指南：99块钱买不了吃亏，但别指望它赔大额意外，适合兜底。","@宠物保险测评师：大地这款适合预算紧张的学生党或临时过渡期使用。"]
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