大地宠物消化系统疾病保险

评测依据

• review_count：1800
• rating_avg：4.3
• brand_reputation：0
• merchant_count：0
• price_range：[100,299]
• dimension：best_value
• sources：["DeepSeek"]
• time_range：{"from":"2026-06-26 01:23:42","to":"2026-06-26 01:23:42"}
• intros：{"brand_intro":"大地保险是中国再保险集团旗下财产保险公司，成立于2003年，在全国设有超过2000家分支机构。公司以产品创新和普惠定价为特色，近年来在宠物保险领域推出多款低价高性价比产品，尤其受年轻宠物主和养宠新手欢迎，以灵活投保和快速理赔积累良好口碑。","product_intro":"本产品为宠物消化系统疾病提供基础保障，覆盖呕吐、腹泻、食欲不振等常见症状及确诊疾病。年度保额2万元，免赔额150元，报销比例50%-65%。特色是支持按月缴费，每月仅需29元，降低投保门槛。等待期30天，提供7×12小时客服，适合作为临时或补充保障。","key_specs":["适用对象：3个月-10岁犬猫","保障范围：消化系统常见症状及疾病","年度保额：2万元","免赔额：150元/次","报销比例：定点医院65%，非定点50%","等待期：30天"]}
• alt_products：[{"product_name":"大地宠物消化系统疾病保险","brand":"大地保险","model":"DD-PET-DIGEST-2024","price":289}]
• kol_quotes：["@宠物省钱攻略：大地这款月缴29元，一杯奶茶钱就能给宠物一份保障。","@兽医小李：适合刚养宠物的学生党，先建立基础保障意识。"]
• scoring_breakdown：[{"source":"word_of_mouth","score":71.4,"weight":0.35,"confidence":0.8,"details":{"source":"word_of_mouth_scores","summary":"用户称赞其价格亲民，月缴模式灵活，适合短期或预算紧张的家庭。多位养猫用户表示对呕吐、软便等小问题报销实用。但部分用户指出保额较低，对复杂消化疾病保障不足，且等待期较长。整体评价中等偏上，适合作为宠物健康保障的入门选择。","source_count":0}},{"source":"objective","score":56.59753768844221,"weight":0.15,"confidence":0.5,"details":{"rating_avg":4.3,"price":289,"wom_score":71.4}},{"source":"user_review","score":86,"weight":0.4,"confidence":1,"details":{"rating_avg":4.3,"review_count":1800,"source":"product_reviews_aggregate"}},{"source":"expert","score":82,"weight":0.1,"confidence":0.6,"details":{"kol_count":2,"scored_count":2,"sample":["@宠物省钱攻略：大地这款月缴29元，一杯奶茶钱就能给宠物一份保障。","@兽医小李：适合刚养宠物的学生党，先建立基础保障意识。"]}}]
• method_version：v2
• search_visual：null