平安爱宠·癫痫守护计划

评测依据

• review_count：980
• rating_avg：4.5
• brand_reputation：0
• merchant_count：0
• price_range：[300,799]
• dimension：best_value
• sources：["DeepSeek"]
• time_range：{"from":"2026-06-26 01:23:44","to":"2026-06-26 01:23:44"}
• intros：{"brand_intro":"中国平安财产保险股份有限公司是中国第二大财产保险公司，拥有覆盖全国的线下服务网络和强大的风控体系。在宠物保险领域，平安依托集团医疗健康生态，联合瑞鹏、瑞派等连锁宠物医院，推出多款定制化宠物健康险，品牌信誉度高。","product_intro":"针对癫痫及神经系统疾病设计的专属保险，年度保额8万元，免赔额200元，报销比例80%。特色服务包括：三甲宠物医院专家二次诊疗、癫痫发作急救指导视频、药品直送到家。支持单次赔付上限5000元，累计赔付不限次数。等待期45天，慢性病续保无等待。","key_specs":["适用对象：犬/猫（3个月-8岁）","年度保额：80,000元","免赔额：200元/次","报销比例：80%（定点医院）","等待期：45天","附加服务：专家会诊、急救指导、药品配送"]}
• alt_products：[{"product_name":"平安爱宠·癫痫守护计划","brand":"平安产险","model":"PA-PET-EPI-2024","price":459},{"product_name":"众安宠物癫痫险","brand":"众安保险","model":"ZA-PET-EPI-2024","price":399},{"product_name":"太保宠物·癫痫安心保","brand":"太平洋保险","model":"CPIC-PET-EPI-2024","price":329}]
• kol_quotes：["宠物行为专家林琳：癫痫发作时主人容易慌乱，平安的急救视频非常实用。","兽医博士王涛：8万保额对长期用药的癫痫犬来说很充足。"]
• scoring_breakdown：[{"source":"word_of_mouth","score":88.5,"weight":0.35,"confidence":0.8,"details":{"source":"word_of_mouth_scores","summary":"用户称赞其高保额和低免赔额，尤其对专家会诊服务好评如潮。有用户分享，宠物癫痫持续状态时通过视频指导成功急救，后续治疗费用报销了90%。部分用户反映等待期较长，且非定点医院报销比例降至60%。整体口碑稳定，适合追求全面保障的宠物主。","source_count":0}},{"source":"objective","score":82.91588176352704,"weight":0.15,"confidence":0.5,"details":{"rating_avg":4.5,"price":459,"wom_score":88.5}},{"source":"user_review","score":90,"weight":0.4,"confidence":1,"details":{"rating_avg":4.5,"review_count":980,"source":"product_reviews_aggregate"}},{"source":"expert","score":80.80000000000001,"weight":0.1,"confidence":0.6,"details":{"kol_count":2,"scored_count":2,"matched_count":2,"base_score":82,"weighted_score":80,"sample":["宠物行为专家林琳：癫痫发作时主人容易慌乱，平安的急救视频非常实用。","兽医博士王涛：8万保额对长期用药的癫痫犬来说很充足。"]}}]
• method_version：v3
• search_visual：null