平安爱宠保障计划（尊享版）

评测依据

• review_count：22000
• rating_avg：4.6
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• merchant_count：0
• price_range：[800,1999]
• dimension：best_value
• sources：["DeepSeek"]
• time_range：{"from":"2026-06-26 01:23:45","to":"2026-06-26 01:23:45"}
• intros：{"brand_intro":"中国平安财产保险股份有限公司是中国第二大财产保险公司，隶属平安集团，品牌价值全球保险业前列。平安产险深耕宠物保险多年，依托集团综合金融优势和线下服务网点，提供从投保到理赔的一站式服务，尤其以理赔时效和客服专业度著称。","product_intro":"年度赔付限额6万元，单次事故免赔额100元，赔付比例定点医院80%。覆盖意外、疾病、手术、住院及第三方责任，额外赠送宠物主人意外险。支持全国1.2万家定点医院（含美联众合、芭比堂等），提供7×24小时在线问诊和紧急救援服务，等待期15天（意外无等待）。","key_specs":{"对象":"犬/猫（3月龄-12岁）","年度赔付限额":"60,000元","单次免赔额":"100元","赔付比例":"定点医院80%，非定点50%","等待期":"疾病15天，意外0天","覆盖范围":"意外+疾病+手术+第三方责任+主人意外"}}
• alt_products：[{"product_name":"平安爱宠保障计划（尊享版）","brand":"平安产险","model":"PA-PET-2024-PLATINUM","price":899}]
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