太平洋宠物康复治疗险

评测依据

• review_count：7500
• rating_avg：4.6
• brand_reputation：0
• merchant_count：0
• price_range：[300,799]
• dimension：best_brand
• sources：["京东","天猫","太平洋保险官网"]
• time_range：{"from":"2026-06-26 01:23:42","to":"2026-06-26 01:23:42"}
• intros：{"brand_intro":"太平洋保险是中国领先的综合性保险集团，成立于1991年，宠物保险业务依托其强大的线下服务网络和风控体系。品牌以\"稳健、专业\"著称，宠物险理赔满意度连续两年行业第一。其产品注重长期健康管理，提供免费在线兽医咨询和康复指导，深受中高端宠物主信赖。","product_intro":"本产品聚焦宠物术后及慢性病康复物理治疗，年度保额6万元，报销比例75%，免赔额150元。覆盖项目包括激光治疗、磁疗、电刺激、康复运动等。特色服务包括每年2次免费康复评估和定制康复计划。投保年龄放宽至14岁，续保无年龄限制，适合老年宠物长期保障。","key_specs":["适用对象：犬、猫（2个月-14岁）","保障项目：激光、磁疗、电刺激、康复运动、疼痛管理","年度保额：6万元","报销比例：75%（定点医院）","免赔额：150元/次","等待期：意外10天，疾病30天"]}
• alt_products：[{"product_name":"太平洋宠物康复治疗险","brand":"太平洋宠物保险","model":"CPIC-PT-2024","price":699},{"product_name":"平安宠物物理治疗险","brand":"平安宠物保险","model":"PA-PET-PT-2024","price":599},{"product_name":"众安宠物物理治疗保障计划","brand":"众安宠物保险","model":"ZA-PT-2024-PRO","price":459}]
• kol_quotes：["宠物康复师张华：太平洋的康复计划很专业，免费评估能精准匹配治疗项目。","宠物博主@狗爸日记：我家13岁老狗关节炎，这个保险报销了大部分激光治疗费。"]
• scoring_breakdown：[{"source":"word_of_mouth","score":89.39999999999999,"weight":0.35,"confidence":0.8,"details":{"source":"word_of_mouth_scores","summary":"用户高度评价其高保额和低保额，尤其适合需要长期康复的宠物。免费康复评估服务受到好评，帮助用户科学管理宠物健康。理赔效率稳定，平均4天到账。少数用户反映合作医院在三四线城市覆盖不足。整体满意度4.6分，续保率超过70%。","source_count":3}},{"source":"objective","score":90.44,"weight":0.15,"confidence":0.8,"details":{"wom_score":89.39999999999999,"rating_avg":4.6}},{"source":"user_review","score":92,"weight":0.4,"confidence":1,"details":{"rating_avg":4.6,"review_count":7500,"source":"product_reviews_aggregate"}},{"source":"expert","score":80.80000000000001,"weight":0.1,"confidence":0.6,"details":{"kol_count":2,"scored_count":2,"matched_count":2,"base_score":82,"weighted_score":80,"sample":["宠物康复师张华：太平洋的康复计划很专业，免费评估能精准匹配治疗项目。","宠物博主@狗爸日记：我家13岁老狗关节炎，这个保险报销了大部分激光治疗费。"]}}]
• method_version：v3
• search_visual：null